Frequently asked questions

We provide best in class advice and service so that our clients benefit from exceptional funding solutions. With many years of banking and business consultancy experience, our team offers strategic advice tailored to your needs.

We handle all aspects of the lending process for you, from gathering information to preparing the lending application and negotiating with the market of lenders on your behalf.

Our goal is to save you money in the long run and our experience shows that you are likely to benefit from a good return on the investment in our fee.

Our fees are offset by commission from lenders, which is passed directly to you. We are committed to transparency and always strive to secure the best deal in the market for our clients.

Client feedback speaks volumes about the value we provide. Feel free to speak with our clients to learn more about the value we provide.

The Ashbridge Partners team offers advice on the full spectrum of lending across a variety of sectors.

We advise on portfolios of properties and on corporate structures, trusts and partnerships.

We advise family businesses and individuals on mortgage requirements including residential, buy-to-let, bridging, holiday homes and development or self-build.

We work with all sizes of estates and farms across the UK on diversification, property development and funding for environmental projects, forestry and visitor attractions.

We help entrepreneurs with their financing needs, from start-up funding to long term loans.

It is important for us to work together with our clients to understand their individual circumstances, objectives and goals and to offer strategic advice to help you achieve them.

As an independent firm with access to the whole market, we can offer you the best options available from lenders.

With several hundred lenders across the residential and commercial markets we have the skills and experience to present your case in its best light and to the most appropriate individuals within those lenders.

Our strong relationships within the banking industry allows us to not only recommend the most suitable lender for your needs but also negotiate the terms and conditions on your behalf.

We understand the importance of structuring your loan effectively and provide a high level of service to ensure your needs are met.

With the market constantly evolving, we stay informed of the latest trends and lender preferences to offer you the most up-to-date advice.

The finance market is a complex world with various categories of lender including high street lenders, private bank lenders, building societies, bridging lenders, development funders and specialist lenders. We work with all of them and more. Across each category there may be a range of mortgage products available or the opportunity to agree bespoke terms.

Where mortgage products are involved, we help you find the right fit to your specific needs. We work closely with you to ensure that you meet the criteria and credit policy to obtain the best product. This personalised approach can make a significant impact, whether it’s securing the interest only repayment structure that you require or accessing more favourable terms.

For the bespoke loan we are able to offer even greater value. We have the knowledge and experience to navigate the intricacies of what is inevitably a subjective credit assessment and the associated financial due diligence. Our strong relationships and understanding of the credit process give your loan application a considerable edge and increase your chances of securing the very best deal.

We test the market thoroughly, including your current lender, who may have an advantage with an existing security package already in place. Once multiple lenders show interest, we begin the tendering process to secure the best terms and structure for you. Our expertise allows us to negotiate effectively and leverage our knowledge of past deals to achieve the best outcome.

At Ashbridge Partners, we prioritise your interests and use our independence to negotiate the most favourable terms on your behalf.

We are here to help you navigate the complex world of finance products with unparalleled expertise and personalized service.

Our clients tend to be discerning and as such are seeking top quality advice, service and delivery. This does not mean that all our work is with complex cases and in fact sometimes clients simply want a trusted professional to act on their behalf for what may be, in our opinion, straight forward. That said, knowledge and experience are important factors, and we possess lots of both.

Lenders typically pay commission to finance advisors in return for the presentation of suitable client cases. Where this is paid, it generally ranges between 0.35% and 1.00% of the loan amount and is always disclosed to the client. Our policy is to accept the commission payments but offset these against the total fee we charge our client. In this way we are transparent and unbiased and effectively reduce the net cost of our fees for our clients.

Once we have established your needs and identified potential solutions, we will present our fee proposal. To move forward we will require a proportion of our fee to be paid on instruction. The balance of the fee is focused on success and is payable on delivery of the bank offer and when the funds are released by the lender.